Job Title: Liability Generation Officers

Job Summary
We are seeking skilled and experienced Liability Generation Officers to join our microfinance bank. As a Liability Generation Officer, you will be responsible for managing and growing our deposit base, ensuring effective asset management, and driving customer acquisition. The ideal candidate should have a minimum of 3 years of relevant experience in liability generation/deposit mobilization within the financial services industry, with a strong focus on asset management. This is a full-time position that requires a hands-on approach to effectively generate liabilities for the bank.

Responsibilities:

• Develop and implement strategies to generate and grow the deposit base of the microfinance bank.
• Identify potential customers and target markets to effectively promote deposit products and services.
• Build and maintain relationships with existing and potential clients to maximize deposit acquisition.
• Provide information and guidance to customers regarding the features and benefits of deposit products and services.
• Conduct market research and analysis to identify opportunities for deposit growth and competitive positioning.
• Collaborate with cross-functional teams, such as marketing and operations, to develop effective marketing campaigns and promotional activities for deposit products.
• Monitor and manage deposit accounts, ensuring compliance with internal policies and regulatory requirements.
• Analyze deposit trends, customer behavior, and market conditions to identify areas for improvement and optimization.
• Develop and maintain a strong network of referral sources, such as business partners and community organizations, to generate leads and expand our customer base.
• Stay updated with industry trends and market conditions related to deposit products and services.
• Provide training and support to internal teams to ensure effective promotion and sales of deposit products.
• Prepare reports and presentations on deposit generation activities, performance, and progress towards targets.

Qualifications & Skills

• Bachelor’s degree in Business Administration, Finance, Marketing, or a related field.
• Minimum of 3 years of experience in liability generation/wealth management/deposit mobilization within the financial services industry.
• Strong knowledge of asset management principles and practices.
• Proven track record in successfully generating liabilities and growing deposit accounts.
• Strong knowledge of asset management principles and practices.
• Strong negotiation and sales skills to effectively promote deposit products and services.
• Ability to work independently and in a team-oriented environment.
• Proficiency in MS Office applications, particularly Excel and PowerPoint.
• Familiarity with regulatory requirements and compliance related to deposit products and services.

Application Deadline:
On or before December 15, 2023

Qualified and interested candidates should kindly send their resumes to abiola.kolawole@alertgroup.com.ng and copy career@alertgroup.com.ng using the job title as the title of the mail.

Job Title: Liability Generation Manager

Job Summary
Liability Generation Manager plays a crucial role in mobilizing deposits and ensuring adequate funding for the business operations of Auto Bucks Lenders Limited. This position requires the individual to possess a strong clientele portfolio and exceptional relationship management skills. Liability Generation Manager will be responsible for developing and maintaining relationships with clients to generate deposits and manage investment products effectively.

Location: Yaba

Responsibilities:

• Develop and implement strategies to attract deposits from individual and corporate clients, ensuring consistent growth in deposit base.
• Build and maintain strong relationships with existing and potential clients, providing exceptional customer service and addressing their financial needs.
• Manage a portfolio of clients, monitoring their investment requirements, providing investment advice and ensuring client satisfaction.
• Work closely with the product development team to identify and develop investment products that meet the needs of clients and attract new deposits.
• Assess and manage the risk associated with deposit mobilization and investment products, ensuring compliance with regulatory requirements.
• Stay up to date on market trends, competitor activities, and changes in the regulatory environment to identify opportunities and mitigate risks.
• Prepare regular reports on deposit growth, client retention, and investment performance for management review.
• Collaborate with internal teams, such as Marketing, Operations and Finance to ensure smooth execution of deposit mobilization activities and efficient fund management.
• Adhere to all regulatory and legal requirements related to deposit mobilization, customer due diligence and investment products.

Qualifications

• Bachelor’s degree in finance, Business Administration or a related field (A Master’s degree will be a plus)
• Proven experience in Asset management, Deposit mobilization or a related role, with a strong clientele portfolio.
• Excellent knowledge of financial products, investment strategies and risk management principles.
• Strong analytical and problem-solving skills, with the ability to assess market trends and make informed investment decisions.
• Exceptional relationship management skills, with the ability to build and maintain long-term client relationships.
• Excellent communication and presentation skills with the ability to articulate complex financial concepts to clients.
• Proactive and self-motivated individual with a result-oriented mindset.
• Sound understanding of regulatory requirements and compliance in the financial services industry.
• Proficiency in relevant software applications and financial modeling tools.
• Ability to speak and write English language fluently and effectively.
• Comfortable using computers.
• Good usage of Microsoft office (emphasis on word, excel & power point)
• Ability to effectively manage the legal processes of a financial institution.

Skills

• Strong Interpersonal skills (i.e. ability to deal with people on different grade levels developed by working in similar or relevant role)
• Effective communication skills (Ability to communicate clearly and attentive listening for the purpose of notetaking and documentation)
• Ability to resolve conflicts timely and effectively.
• Ability to respond effectively to and deal with sensitive matters.
• Problem solving skills
• Emotional Intelligence
• Technical knowledge of financial processes, operations, and regulations
• Good decision-making skills
• Open-mindedness
• Attention to detail.
• Ability and willingness to learn.
• Positive attitude
• Assertiveness
• Professionalism
• Ability to multi-task and take on additional responsibilities in line with the vision of the team.

Application Deadline:
On or before December 15, 2023

Qualified and interested candidates should kindly send their resumes to abiola.kolawole@alertgroup.com.ng and copy career@alertgroup.com.ng using the job title as the title of the mail.

Job Title: EXECUTIVE CREDIT MANAGER

Job Summary
Executive Credit Manager will be responsible for the evaluation, processing of loans and act as a liaison between clients and the organization while helping qualified applicants acquire huge loans in a timely manner. They will continually identify, develop, and maintain a quality network of business relationships and serve as a recurring source of referrals for new lending opportunities.

Location: Abeokuta, Idumota, Idumagbo, Oshodi, Iyana Ipaja, Yaba, Ikorodu

Responsibilities:

• Pre-loan Disbursement
• Prospecting new clients
• Analysis financial data of client’s business.
• Conduct on-site visits to potential clients for loan products.
• Guide clients through the loan application process, ensuring all required documentation is submitted accurately and promptly.
• Loan disbursement
• Build and maintain strong relationships with clients, assessing their financial needs.
• Post-loan Disbursement
• Follow-up on loan repayment

Qualifications & Skills

• B.Sc/HND in Marketing or related field
• Minimum of 3 years of proven work experience.
• Familiarity with computers and banking applications/software
• Solid understanding of direct/indirect lending products and practices
• Excellent communication and interpersonal skills
• Customer satisfaction orientation and sales competencies
• Ability to work in a goal oriented environment

Application Deadline:
On or before January 5, 2024

Qualified and interested candidates should kindly send their resumes to abiola.kolawole@alertgroup.com.ng and copy career@alertgroup.com.ng using the job title as the title of the mail.